Showing posts with label Money. Show all posts
Showing posts with label Money. Show all posts

15 April 2015

How To Survive In London

Great, the only picture I have of
me at work is eating a burrito..


Firstly, apologies for the length of time since my last post. March was so busy for me with family birthdays, a trip to Amsterdam (I've got a post to follow about this trip), loads of extra work etc. etc. This post has been in the planning stages for quite some time so hopefully you all will like it.

I've been living in London for five and a half months now (can you believe it?) and I think I am finally starting to get the hang of it. It sounds like a really long time to get used to living somewhere but for someone who has lived in the countryside for 21 years of her life, London is quite a big change!

So I thought I would create a 'How To Guide' for living in London. I used the word 'survive' because sometimes it can feel like a real jungle.






Food comes second

Although there are loads of amazing places to eat in London, there aren't many cheap ones. My work backs onto Leather Lane which hosts the most eclectic mix of food stalls and shops. There's falafel shacks, burritos shops, special cheese toasties stalls, juice carts, massive salad stops, pretty much everything you could want to eat. But I rarely let myself 'eat from the street' because in London, everything is on a budget!

Most offices these days have a communal kitchen (I'm yet to find anyone who doesn't have one) with a kettle and a microwave. If you're clever you can easily save £30 a week by bringing in your own food, whether it's leftovers, a can of soup or a home-made ham sandwich. It might not be that exciting but it saves you money to spend on all the other tempting things to do in London.

The nightmare that is the tube at rush hour 

The tube is one thing that you really cannot prepare yourself for. Even if you catch a jam-packed bus every now and then, it's nothing like catching the tube at rush hour everyday. In my first month or so I used to work an extra hour each day just to avoid it.

You'll soon learn that there is absolutely no such thing as personal space on the tube. In fact I could tell you quite a few stories about my escapades on the tube but I might save that for another post (let me know if you're interested).

Never fear though, there are a couple of tips which can make catching the tube not that bad:

Firstly, make sure you take your coat off, and your backpack (tube etiquette for you there), before you get on because it is always super hot and you don't want to turn up to work sweating like you've just run all the way there.

Try to learn which side the doors open. If you're going to be on for a couple of stops, you want to be on the opposite side to where the doors open because there's always more space that side. The most space is down the aisles between the seats but then you have to hold on and if you're short like me, that's not ideal.

The amazing Frozen Oyster wallet I was
 given for Christmas (best present ever!)
Remember where the exist are on the platforms. This can take a while, but if it's your daily commute it's worth it. Getting into the carriage the right distance along can save quite a bit of time if you're in a rush to get to work. Platforms in central London are quite busy at rush hour.

Keep your oyster card/contactless debit card in one of those wallets. Everyone hates the guy who gets to the front of the queue then holds everyone up while they mess about looking for their card. If you're going to use it every day you want to keep it safe anyway.

Pace yourself - seriously!

Going out for drinks in London is entirely different to student drinking or a pint in the local pub. For a start, it's at least double the cost. Like food, it's hard to find an alcoholic drink that costs less than £5. Even soft drinks are expensive.

Cocktails, cocktails and more cocktails.. Seems to be all everyone
wants to drink in London! 
Money's not the only reason you should pace yourself though. Heading straight from work to the bar can be a  dangerously long session. Even if you finish late on Friday at 6:30pm, if you're planning to go on to a club that's a solid 5.5 hours drinking! Probably longer than you had in mind at the start of the night..

It's important also if you're heading straight from work to grab something to eat first. You'll most likely be heading home on your own at the end of the night unless you've made other plans or stay at a friends, so you need to be capable of looking after yourself.

Take everything free you can get your hands on

Piccadilly Circus shot by me on my first week in London.
Granted there are a lot of different expenses to consider in London but there's also a lot of free things as well. Perhaps the best thing about catching the tube is the amount of free weekly literature you get offered - from the Metro every morning and the Evening Standard to Time Out magazine, InStyle and Sport.

There are also loads of free events and things to do, such as sightseeing. Just because you live in London doesn't mean you can't act like a tourist as well. A trip to see the Houses of Parliament, The London Eye or Trafalgar Square can be just as interesting as paying a hefty amount to see the crown jewels in the Tower of London. So do some research (probably by reading Time Out magazine or looking on their website) and find something free to do instead.

An antidote to feeling like a small fish in a HUGE pond

It's quite easy to feel insignificant in a big city like London, especially if you come from a small town like me. There are so many people buzzing around you with their own problems, priorities and interests. You can catch the same tube at the same times everyday and never see the same people. That's just how it is. But there are actually quite a few positives to this. If you do something stupid (normally getting on or off the tube) it really doesn't matter because you'll never see those people again anyway. If you want to lip-sync to your favourite Jessie J song on the tube who cares. There is so much diversity in London that it gives you have the freedom to do whatever you want, wear whatever you and act however you want (within reason). So although at first it's a little intimidating, London's actually quite empowering!

Hopefully I've covered a lot of the main issues you might face living in London. Most of all, make sure you enjoy it because otherwise you might as well live somewhere that's cheaper with fresher air!

19 September 2014

15 Things Graduates Miss Most About Student Life

I'm slowly starting to realise the truth that I am no longer a student - even though my student ID card says otherwise. I am now a graduate. But what does that really mean. I don't feel any different to how I did this time last year. Other than knowing a bit more about certain authors and understanding the real meaning of hard work, I still feel like the same person. Graduate life is supposed to be even more exciting than student life. I don't have to go to lectures or write essays any more, I can read whatever I want and I am about to start my career. But the reality is, for me at least, that I'm in a similar situation to where I was before university, except for now I have a massive student debt as well. The summer was good, taking a break to relax from all my exams (well actually just one exam..), free-time to meet up with all my friends and sort myself out. But now seeing some of my friends going back to university and everyone getting prepared for Freshers', the brutal truth is hard to take. I am not going back. That chapter of my life is over and it's time to start the next one.

Some of my friends have already found great jobs, moved to London and started earning a real salary or they're going to travel the globe and discover their inner self. I'm not quite there yet shall we say - living at home with my mum and two dogs, and working at a local pub. But I believe that everyone's journey is different and if I keep working hard, my time will come (sorry for the cliché). I thought that the best way to get over being a student is to make a list of what I (and hopefully others too) miss about student life, that way I can come up with replacements sooner.

So here is a list of 15 things graduates miss most about student life: 


1. Student loan - I'm pretty sure everyone will be able to relate to this. Having money in the bank when you've done absolutely nothing to deserve it's great. The only problem is when you have to start paying it back.

What are we even doing here?
2. Student nights out with all your friends - When you're a student there's always an opportunity to go out with your friends, have a good time and worry about the money you spent in the morning. The unknown adventures are what make student nights so amazing.

3. Living in a student house - Although a lot of people complain about living in student houses and how dirty they can be, it's actually really nice to have somewhere of your own where you won't be hassled about washing up or shoes left lying around.

4. Sports facilities - I used to complain about spending £200 on a years gym membership but it's actually a fantastic offer, especially when I lived a 5 minute walk away. Now I have to spend £5 per group class and even more for using the gym equipment. I definitely regret not going more when I had the chance.

Freshers' Fair last year
5. University sports teams - Being part of a sports team is the best thing about university, or at least it was for me. You make some really great friends, learn new skills, keep fit and have events organised for you. Again the cost is dramatically less than joining local clubs and most of the other members will be just like you - young students rather than grannies or school kids. This is definitely what I will miss the most.

6. University societies - Similar to number 5. Societies at university are great. There's so much choice, you meet new people and have the opportunity to take on responsibilities which benefit you. Never again will you find so many clubs provided for under one group.

7. Being part of a student community - Living within walking distance of all my friends was something new for me. I absolutely loved it. Walking to the shops, around the supermarket, and to and from university, you are continually bumping into friends. It's certainly hard to feel lonely.

8. Free time - As a student I had a lot of free time (I know that some subjects don't get as much but the majority of us aren't in university from 9-5). I have free time now but I'm expected to be doing something worthwhile. At university you have free time when you're actually allowed to do nothing.

9. Freedom - Some graduates still have the same freedom as they did as a student but quite a lot don't - including me. At university you are completely your own person, able to do whatever you want, pretty much whenever. If you're at living at home with your family like me, you have to continually plan your day around others. Luckily I have my own car, otherwise I'd probably be pulling my own hair out.

Halloween costumes
10. Students themselves - Not only do I miss my friends, whether they're still at university or doing their own thing now, I miss being surrounded my like-minded people.

11. Fancy dress - Wearing the most unusual costumes for nights out is okay because you're a student. You can express your creativity in so many ways and it's legitimate to have spent your whole day creating an amazing outfit. Also, what are you supposed to do now with the collection of fancy dress you've accumulated over the last 3 years?

12. Spending all day in bed under the pretence of reading/studying - Especially studying English, the chance to stay in bed all day and still be productive was the best. Now I have chores, family meals, work or the gym to go to. I definitely can't get away with 'working' in a same way.

Tour 2013
13. Sports tours - Hockey tours were crazy. The saying 'what goes on tour, stays on tour' definitely applies here but if any of us did those things, or saw the same things when we weren't students we'd probably be appalled.

14. The support - I don't think you realise it until you leave but you have so much support around you at university. From lecturers and tutors to help you with your studies, careers advisers, your parents and your friends. But once you leave everyone suddenly expects you to be a grown-up capable of doing everything yourself, and sometimes it's a big step up.



15. Last but not least VARSITY - I cannot stress how much I loved varsity. It's the one day when the whole university comes together in support of one another. It's like a sports extravaganza and my life will not be the same without it.
VARSITY WINNERS 2014

Hopefully this list didn't come across as entirely negative, and it should prompt some of my friends who are still at university to make the most of student life and the opportunities it brings. Next I'll write about being a graduate and what I'm up to in my search for a position to start my career.